Terms and conditions
Using PaisaTrace
Published policy. Contact the operator with questions about this service. Contact Salman Javed at salman.se95@gmail.com. By using the published service, you agree to these terms. If you do not agree, do not use it. PaisaTrace is a personal finance recording and planning tool.
Your account and records
Use an email account you control. Protect your inbox, password and recovery links. You are responsible for information you enter, its accuracy, and keeping copies of important records. Use only your own data or data you have permission to record.
Planning estimates
Totals depend on your entries, currency and filters. Savings and investments show contributions net of withdrawals, not investment returns or a reconciled bank balance. Targets and emergency timelines are editable estimates and do not guarantee outcomes. The service does not provide personalized financial, investment, tax or legal advice.
Acceptable use
Do not access another person’s records, misuse login emails, upload unlawful content, attempt unauthorized access, or disrupt the service. The operator may restrict access needed to investigate abuse or protect users, subject to applicable law.
Availability and cost
The current project is intended to operate on free service tiers. Those providers impose quotas and may pause or change services. Availability and uninterrupted operation are not guaranteed. A future paid offering would require separate pricing and terms; this notice does not authorize charges.
Exports and ending use
You may stop using the app and export your selected records. Deleting entries changes your reports. Removing a category with history archives it. Contact the operator for account-wide deletion; signing out alone does not delete records.
Responsibility and legal rights
Verify calculations before relying on them for important decisions. To the extent permitted by applicable law, the service is supplied as available, without a promise that it will be error-free or meet every need. Nothing in these terms removes mandatory consumer rights or excludes responsibility that applicable law does not permit the operator to exclude.
Changes and contact
Contact Salman Javed at salman.se95@gmail.com. The operator should update this page when service terms change and give any notice required by applicable law. This service is offered for personal use. Mandatory rights under applicable law continue to apply.